.hiw-wrap {
  max-width: 780px;
  margin: 0 auto;
  padding: 0 1rem 3rem;
}

/* ===== Hero ===== */
.hiw-hero {
  position: relative;
  border-radius: 1.3rem;
  overflow: hidden;
  padding: 2.6rem 1.6rem;
  margin: 1.4rem 0 2rem;
  text-align: center;
  background:
    radial-gradient(circle at 15% 20%, rgba(61, 111, 168, 0.4), transparent 48%),
    radial-gradient(circle at 85% 80%, rgba(75, 168, 172, 0.28), transparent 48%),
    linear-gradient(135deg, #0b1228, #131c33);
  border: 1px solid rgba(56, 189, 248, 0.2);
}

.hiw-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: rgba(75, 168, 172, 0.15);
  border: 1px solid rgba(75, 168, 172, 0.4);
  color: #69c0c3;
  font-size: 0.78rem;
  font-weight: 600;
  padding: 0.35rem 0.85rem;
  border-radius: 999px;
  margin-bottom: 0.9rem;
}

.hiw-badge svg {
  width: 14px;
  height: 14px;
}

.hiw-hero h1 {
  font-size: 1.7rem;
  font-weight: 800;
  line-height: 1.25;
  margin-bottom: 0.6rem;
}

.hiw-hero p {
  font-size: 0.94rem;
  color: #b6c4d8;
  max-width: 440px;
  margin: 0 auto;
  line-height: 1.6;
}

@media (max-width: 560px) {
  .hiw-hero h1 {
    font-size: 1.4rem;
  }

  .hiw-hero {
    padding: 2rem 1.2rem;
  }
}

/* ===== Section heading ===== */
.hiw-eyebrow {
  font-size: 0.72rem;
  color: #64748b;
  text-transform: uppercase;
  letter-spacing: 0.09em;
  font-weight: 700;
  margin-bottom: 0.9rem;
}

.hiw-section {
  margin-bottom: 2.4rem;
}

.hiw-section>h2 {
  font-size: 1.15rem;
  font-weight: 800;
  margin-bottom: 1rem;
}

/* ===== Steps ===== */
.step-list {
  display: flex;
  flex-direction: column;
  gap: 0.7rem;
}

.step {
  display: flex;
  gap: 0.9rem;
  align-items: flex-start;
  background: rgba(15, 23, 42, 0.75);
  border: 1px solid rgba(37, 69, 100, 0.6);
  border-radius: 0.9rem;
  padding: 1rem 1.1rem;
  position: relative;
}

.step.step-final {
  background: rgba(75, 168, 172, 0.08);
  border-color: rgba(75, 168, 172, 0.4);
}

.step-num {
  flex: none;
  width: 38px;
  height: 38px;
  border-radius: 0.65rem;
  background: #3d6fa8;
  color: #fff;
  font-weight: 800;
  font-size: 1.05rem;
  display: flex;
  align-items: center;
  justify-content: center;
}

.step-final .step-num {
  background: #4ba8ac;
  color: #04342c;
}

.step-body {
  flex: 1;
}

.step-body h3 {
  font-size: 0.98rem;
  font-weight: 700;
  margin-bottom: 0.2rem;
}

.step-body p {
  font-size: 0.85rem;
  color: #94a3b8;
  line-height: 1.55;
}

.step-body b {
  color: #8badd6;
  font-weight: 700;
}

.step-body b.warn {
  color: #fca5a5;
}

.step-ico {
  flex: none;
  width: 22px;
  height: 22px;
  color: #5b8bc4;
  margin-top: 2px;
}

.step-final .step-ico {
  color: #4ba8ac;
}

/* ===== Trust cards ===== */
.trust-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.7rem;
}

@media (max-width: 560px) {
  .trust-grid {
    grid-template-columns: 1fr;
  }
}

.trust-card {
  background: rgba(15, 23, 42, 0.75);
  border: 1px solid rgba(37, 69, 100, 0.6);
  border-radius: 0.9rem;
  padding: 1.1rem;
}

.trust-card svg {
  width: 24px;
  height: 24px;
  margin-bottom: 0.6rem;
}

.trust-card h3 {
  font-size: 0.92rem;
  font-weight: 700;
  margin-bottom: 0.3rem;
}

.trust-card p {
  font-size: 0.82rem;
  color: #94a3b8;
  line-height: 1.55;
}

/* ===== Fee box ===== */
.fee-box {
  background: rgba(15, 23, 42, 0.75);
  border: 1px solid rgba(37, 69, 100, 0.6);
  border-radius: 0.9rem;
  padding: 1.2rem;
}

.fee-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 0.55rem 0;
}

.fee-row+.fee-row {
  border-top: 1px solid rgba(37, 69, 100, 0.5);
}

.fee-label {
  font-size: 0.88rem;
}

.fee-label small {
  display: block;
  font-size: 0.74rem;
  color: #64748b;
  margin-top: 2px;
}

.fee-val {
  font-size: 1rem;
  font-weight: 800;
  color: #8badd6;
}

/* ===== FAQ ===== */
.faq-item {
  background: rgba(15, 23, 42, 0.75);
  border: 1px solid rgba(37, 69, 100, 0.6);
  border-radius: 0.75rem;
  margin-bottom: 0.6rem;
  overflow: hidden;
}

.faq-q {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 0.8rem;
  padding: 0.95rem 1.1rem;
  cursor: pointer;
  user-select: none;
  font-size: 0.9rem;
  font-weight: 600;
}

.faq-q .plus {
  color: #5b8bc4;
  font-size: 1.3rem;
  line-height: 1;
  flex: none;
  transition: transform 0.2s;
}

.faq-item.open .faq-q .plus {
  transform: rotate(45deg);
}

.faq-a {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.25s ease;
  font-size: 0.85rem;
  color: #94a3b8;
  line-height: 1.6;
}

.faq-item.open .faq-a {
  max-height: 260px;
}

.faq-a-inner {
  padding: 0 1.1rem 1rem;
}

/* ===== CTA ===== */
.hiw-cta {
  text-align: center;
  border-radius: 1.3rem;
  padding: 2.2rem 1.6rem;
  background: linear-gradient(135deg, #1e3a5f, #0b1526);
  border: 1px solid rgba(74, 123, 181, 0.3);
  margin-top: 1rem;
}

.hiw-cta h2 {
  font-size: 1.25rem;
  font-weight: 800;
  margin-bottom: 0.4rem;
}

.hiw-cta p {
  font-size: 0.86rem;
  color: #94a3b8;
  margin-bottom: 1.2rem;
}

.hiw-cta-btns {
  display: flex;
  gap: 0.6rem;
  justify-content: center;
  flex-wrap: wrap;
}

.hiw-btn {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  padding: 0.7rem 1.4rem;
  border-radius: 0.65rem;
  font-size: 0.9rem;
  font-weight: 700;
  cursor: pointer;
  transition: all 0.18s;
  border: 1px solid transparent;
}

.hiw-btn.primary {
  background: #5b8bc4;
  color: #050b16;
  border-color: #5b8bc4;
}

.hiw-btn.primary:hover {
  background: #3d6fa8;
  border-color: #3d6fa8;
}

.hiw-btn.ghost {
  background: rgba(15, 23, 42, 0.9);
  color: #e5e7eb;
  border-color: rgba(74, 123, 181, 0.35);
}

.hiw-btn.ghost:hover {
  border-color: rgba(74, 123, 181, 0.7);
}

/* lang toggle */
.lang-en {
  display: none;
}